--- title: "4Thought Financial Group: New York Investment Advisors" description: "4Thought is a NY investment advisory redefining the investing process: Technology-driven robo-advisor analysis and traditional wealth management services." image: https://www.4tfg.com/hubfs/4Thought-Financial-Group-OG.jpg --- [![4thought_footer-logo.png](https://www.4tfg.com/hs-fs/hubfs/4thought_footer-logo.png?width=335&height=101&name=4thought_footer-logo.png "4thought_footer-logo.png")](https://www.4tfg.com/?hsLang=en-gb) - [![4Thought Financial Group](https://www.4tfg.com/hubfs/4thought_footer-logo.png)](https://www.4tfg.com/) [![4Thought Financial Group Compass](https://www.4tfg.com/hubfs/4Though-Compass.png)](https://www.4tfg.com/) - [About 4Thought](https://www.4tfg.com/investment-methodology) - [Our Investment Methodology](https://www.4tfg.com/investment-methodology) - [Management Team](https://www.4tfg.com/management) - [In the Media](https://www.4tfg.com/media) - [Contact](https://www.4tfg.com/contact) - [Services](https://www.4tfg.com/investing) - [Private Individual Investing](https://www.4tfg.com/investing) - [SMAs for RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions) - [Services for CPAs](https://www.4tfg.com/cpa-investing-services) - [Private Wealth Management](https://www.4tfg.com/wealth-management) - [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services) - [Resources](https://www.4tfg.com/resources) - [Financial News](https://www.4tfg.com/resources) - [Portfolio Review](https://www.4tfg.com/portfolio-review) - [Investment Performance](https://www.4tfg.com/performance-requests) - [CPA Continuing Education](https://www.4tfg.com/cpe-continuing-education) - [FAQs](https://www.4tfg.com/faq) - [FAQs](https://www.4tfg.com/faq) - [Contact](https://www.4tfg.com/contact) - Log In - [Goldman Sachs Accounts](https://www.folioclient.com/servlets/ProcessAction?identifier=loginFormEntry&user.mode=IAC) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) - - Log In - [Goldman Sachs Accounts](https://www.folioclient.com/servlets/ProcessAction?identifier=loginFormEntry&user.mode=IAC) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) Log in to Your Account [Goldman Sachs Accounts](https://www.folioclient.com/servlets/ProcessAction?identifier=loginFormEntry&user.mode=IAC) [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) [Retirement Plan Services](https://www.4tfg.com/rps-login?hsLang=en-gb) [Close](https://www.4tfg.com/?hsLang=en-gb) ![Close-up of hands reviewing printed business documents and charts on a tablet](https://www.4tfg.com/hs-fs/hubfs/new%20images/4tfg-homepage-hero.jpg?width=1600&name=4tfg-homepage-hero.jpg "Close-up of hands reviewing printed business documents and charts on a tablet") # Are You Ready to Build Wealth? Let's Begin. Together. [Qualified Investor](https://www.4tfg.com/investing?hsLang=en-gb)[Registered Investment Advisor](https://www.4tfg.com/for-professionals?hsLang=en-gb)[Certified Public Accountant](https://www.4tfg.com/for-professionals?hsLang=en-gb) ### I am a Select One Private Individual Investor RIA/ Institution/ Family Office Investor Certified Public Accountant Employer or Retirement Plan Sponsor ## 4Thought Financial Group provides Multi-Method Investing® services to individuals, institutional investors, employer-sponsored retirement plans, family offices, Certified Public Accountants, and Registered Investment Advisers. **Comprehensive Retainer Fee-Based Wealth Management** entails working with clients to identify their lifelong goals, and implementing the core financial strategies to achieve them. It’s an ongoing commitment comprised of developing a customized financial roadmap best aligned with their objectives, and maintaining a sustained level of guidance to help ensure success. The comprehensive Retainer Fee-Based Financial Planning & Wealth Management we provide involves the coordination and execution of four specialized types of financial planning: - Investment Planning - Estate Planning - Fringe Benefit Planning - Business Succession Planning  [Learn more about our Comprehensive Wealth Management Services ](https://www.4tfg.com/wealth-management?hsLang=en-gb) ![Coordinated Wealth Management](https://www.4tfg.com/hubfs/Circle-Diagram-Mobile.jpg) [Bear Markets Bull Markets Wolf Markets Eagle Markets](https://www.4tfg.com/investment-methodology?hsLang=en-gb) ## Intelligent Investment Solutions for Multiple Market Conditions We offer Multi-Method Investing® services, which simultaneously use multiple investment methods to capitalize on four different types of market environments, allowing the addition of a whole new layer of diversification to portfolios: - Liability-Driven Investing (Bear Markets) - Strategic Asset Allocation (Bull Markets) - Opportunistic Investing (Wolf Markets) - Selective/Concentrated Investing (Eagle Markets)   [Learn more about our investment philosophy ](https://www.4tfg.com/investment-methodology?hsLang=en-gb) ## High Impact Strategies. Low Cost Management. In addition to the passive strategic asset allocation approaches, we offer the investor access to highly active liquid, low-cost, transparent alternatives to hedge funds and private equity. Investments of this type have historically only been available at much higher cost and/or at much higher investment minimums. ![4Thought_SystematicInvesting2.jpg](https://www.4tfg.com/hs-fs/hubfs/4Thought_SystematicInvesting2.jpg?width=770&name=4Thought_SystematicInvesting2.jpg "4Thought_SystematicInvesting2.jpg") ## Systematic Investing Specialization The most effective way to maintain and potentially improve your standard of living in the long term is to systematically save and invest your earned income over time. We consider ourselves champions of the idea of systematic savings and investment, and have developed specialized proprietary strategies that attempt to maximize the benefits of this process for our investors. [Learn more about systematic investing](https://www.4tfg.com/systematic-investing?hsLang=en-gb) ## Market Perspectives 4Thought provides you with actionable investment analysis and perspective on the financial markets. Make sure to contact us to determine whether any ideas presented are applicable to your situation before taking any actions with regards to your financial plan or investment portfolio. Hear from Chief Investment Officer Jesse Mackey in our most recent Multi-Method Investing® Market Perspective. [Subscribe on YouTube](https://www.youtube.com/channel/UCEHRK-25mAwfTlNzdvFSN3g?sub_confirmation=1) [Private Individual Investing](https://www.4tfg.com/investing?hsLang=en-gb) [RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions?hsLang=en-gb) [Services for CPAs](https://www.4tfg.com/cpa-investing-services?hsLang=en-gb) [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services?hsLang=en-gb) [Private Wealth Management](https://www.4tfg.com/wealth-management?hsLang=en-gb) ![Close-up of hands using tablet device in soft focus](https://www.4tfg.com/hs-fs/hubfs/new%20images/4tfg-media-footer.jpg?width=1600&name=4tfg-media-footer.jpg "Close-up of hands using tablet device in soft focus") # "4Thought's revolutionary investment methodology is changing the way we invest." *—New York Financial Press* [See what the media has to say about 4Thought](https://www.4tfg.com/media?hsLang=en-gb) ## Results speak louder than words [View our recent performance information](https://www.4tfg.com/performance-requests?hsLang=en-gb) - [Call 1-516-300-1617](tel:+15163001617) - [Email info@4tfg.com](mailto:info@4tfg.com) - ABOUT 4THOUGHT [Investment Philosophy](https://www.4tfg.com/investment-methodology?hsLang=en-gb) [Management Team](https://www.4tfg.com/management?hsLang=en-gb) [In the Media](https://www.4tfg.com/media?hsLang=en-gb) [Sign Up](https://www.4tfg.com/sign-up?hsLang=en-gb)[Contact](https://www.4tfg.com/contact?hsLang=en-gb) SERVICES [Private Individual Investing](https://www.4tfg.com/investing?hsLang=en-gb) [SMAs for RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions?hsLang=en-gb) [Services for CPAs](https://www.4tfg.com/cpa-investing-services?hsLang=en-gb) [Private Wealth Management](https://www.4tfg.com/wealth-management?hsLang=en-gb) [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services?hsLang=en-gb) RESOURCES [Financial News](https://www.4tfg.com/resources?hsLang=en-gb) [Investment Performance](https://www.4tfg.com/performance-requests?hsLang=en-gb) [CPA Continuing Education](https://www.4tfg.com/CPE-continuing-education?hsLang=en-gb) About 4Thought [Investment Philosophy](https://www.4tfg.com/investment-methodology?hsLang=en-gb) [Management Team](https://www.4tfg.com/management?hsLang=en-gb) [In the Media](https://www.4tfg.com/media?hsLang=en-gb)[Contact](https://www.4tfg.com/contact?hsLang=en-gb) Services [Private Individual Investing](https://www.4tfg.com/investing?hsLang=en-gb) [SMAs for RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions?hsLang=en-gb) [Services for CPAs](https://www.4tfg.com/cpa-investing-services?hsLang=en-gb) [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services?hsLang=en-gb) [Private Wealth Management](https://www.4tfg.com/wealth-management?hsLang=en-gb) Resources [Financial News](https://www.4tfg.com/resources/?hsLang=en-gb) [Investment Performance](https://www.4tfg.com/investment-performance-services?hsLang=en-gb) [CPA Continuing Education](https://www.4tfg.com/CPE-continuing-education?hsLang=en-gb) [Investing Questionnaire](https://4tfg.typeform.com/to/ZRF2dJ) ![4Thought Financial Group](https://www.4tfg.com/hubfs/4thought_footer-logo.png "4Thought Financial Group") The information provided by 4Thought is educational only and is not to be interpreted or construed as investment or tax advice. © 2026 4Thought Financial Group Inc. Investment Advisory Services are offered through 4Thought Financial Group Inc., an SEC Registered Investment Adviser. Registration does not imply a certain level of skill or training. The content presented here is for informational purposes only and does not constitute a complete description of our investment advisory services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered (or notice filed) or where an exemption or exclusion from such registration exists. Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. [Form CRS, Firm Brochure (ADV Part2), Privacy Policy Notice, and Wrap Fee Program Brochure](https://www.4tfg.com/hubfs/Firm_Brochure_ADV_Pt2-Privacy_Policy-Wrap_Fee_Program_Brochure.pdf?hsLang=en-gb) [Disclosure](https://www.4tfg.com/disclosure?hsLang=en-gb) [BrokerCheck](http://brokercheck.finra.org/) Any opinions presented here are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. \*4Thought Financial Group claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests?hsLang=en-gb); or by phone at (516) 300-1617. Disclaimer [Form CRS, Firm Brochure (ADV Part2), Privacy Policy Notice, and Wrap Fee Program Brochure](https://www.4tfg.com/hubfs/Firm_Brochure_ADV_Pt2-Privacy_Policy-Wrap_Fee_Program_Brochure.pdf?hsLang=en-gb) [Disclosure](https://www.4tfg.com/disclosure?hsLang=en-gb) [BrokerCheck](http://brokercheck.finra.org/) Investment Advisory Services are offered through 4Thought Financial Group Inc., an SEC Registered Investment Adviser. Registration does not imply a certain level of skill or training. The content presented here is for informational purposes only and does not constitute a complete description of our investment advisory services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered (or notice filed) or where an exemption or exclusion from such registration exists. Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. Any opinions presented here are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. \*4Thought Financial Group claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [https://www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests?hsLang=en-gb); or by phone at (516) 300-1617. ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Syosset", "addressRegion" : "New York", "postalCode" : "11791", "streetAddress" : "6851 Jericho Turnpike Suite 120" }, "alternateName" : "4 Thought Financial Group", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "latitude" : "+40.8100713", "longitude" : "-73.5172286" }, "geoRadius" : "150 km" }, "description" : "4Thought is a NY investment advisory redefining the investing process: Technology-driven robo-advisor analysis and traditional wealth management services.", "email" : "[GDelorenzo@ClearHorizonGroup.Com, info@4tfg.com, no-reply@4tfg.com]", "image" : "https://www.4tfg.com/hubfs/4Thought-Financial-Group-OG.jpg", "logo" : "http://cdn2.hubspot.net/hubfs/2201374/4thought_header-logo.png", "naics" : "523920", "name" : "4Thought Financial Group", "sameAs" : [ "https://www.facebook.com/4ThoughtFinancialGroup", "https://www.linkedin.com/company/3043702", "https://www.youtube.com/channel/UCEHRK-25mAwfTlNzdvFSN3g", "http://investment-advisors.credio.com/l/39493/4thought-Financial-Group-Inc" ], "telephone" : "516-300-1617", "url" : "http://www.4tfg.com" } ```